Compare Medicare Advantage Plans

It’s good to know your options by comparing Medicare Advantage (Part C) plans. These plans combine all the benefits of Medicare Parts A and B into one plan that covers your hospital and medical costs. Many Medicare Advantage plans also include Medicare Part D (prescription drug coverage). Some things to consider when you’re comparing Medicare Advantage plans are whether you prefer an HMO or a PPO, whether you need prescription drug benefits, and what you’ll pay out of pocket.

For a closer look at out-of-pocket payments, you can compare Medicare Part C costs.

What Is A Medicare Advantage Plan?

Medicare Advantage plans, or Medicare Part C, are comprehensive plans that include the same benefits of Medicare Parts A and B plus additional coverage. That’s important if you need more than what Original Medicare provides

Medicare Advantage Benefits

Medicare Advantage plans may include:

Routine dental care including X-rays, exams, and dentures
Vision care including glasses and contacts
Hearing care including testing and hearing aids
Wellness programs and fitness center memberships

What Does Medicare Advantage Cost?

The costs of Medicare Advantage (Part C) plans vary depending on where you live. Some plans have $0 premiums. On average, your monthly premiums will usually be lower than what you pay for Medicare Part B. You also receive more coverage, including both Medicare Parts A and B, and benefits you won't receive with Original Medicare. It’s always best to compare Medicare Advantage costs when selecting a plan.

Does Medicare Advantage Cover Prescription Drugs?

Medicare Part C plans cover Part A and Part B, and many also include prescription drug coverage (also known as Medicare Part D) and other benefits not available with Original Medicare.

Drug Coverage Comparison

When comparing plans with prescription drug coverage, consider:

Costs, including premiums, copays, and coinsurance.
Coverage gap, which begins after you and your plan have spent a certain amount for covered drugs.
What drugs are covered, including prescription medications that you currently need and use.

What Is The Best Medicare Advantage Plan For Me?

When reviewing plans, you should compare:

Plan types (HMO, PPO, Special Needs Plans)
Monthly premiums
Doctors and hospitals in your plan network
Out-of-pocket costs
Prescription drug lists
Additional benefits like dental, vision, and hearing

Medicare Advantage Plan Comparison

The chart below will help you understand some of the differences between our Medicare Advantage HMO, Medicare Advantage PPO, and Special Needs Plans.

You get most of your care from doctors and hospitals in your plan network, unless it is an emergency.

HMOs tend to have lower costs than PPOs as long as you receive care within your plan network.

You like lower costs and don’t mind receiving care from one plan network of doctors and hospitals.

PPOs have a plan network of doctors and hospitals, but you can also see doctors and hospitals that aren’t on the list.

PPOs tend to have higher costs than HMOs.

You are looking for more flexibility in the doctors you see.

SNPs are Medicare Advantage HMO or PPO plans for people living with certain health conditions, and/or those with low incomes.

SNPs have additional coverage and benefits to help you save money.

You are living with a chronic condition such as diabetes, ESRD, and/or heart or lung disorders, and/or:

Medicare Advantage eligibility

If you are applying for Medicare for the first time, you can choose a Medicare Advantage plan during your Initial Enrollment Period (IEP). This is a seven-month period that includes:

Three months before your 65th birthday month
Your 65th birthday month
Three months after your 65th birthday month

If you’re already enrolled in Original Medicare, you can change to a Medicare Advantage (Part C) plan during the Medicare Annual Enrollment Period, which is October 15 to December 7. Make sure to consider Medicare Part C for all the cost savings and benefits.

You also have a chance to change your Medicare Advantage plan from January 1 to March 31 during the Medicare Advantage Open Enrollment Period.

Want More Help Comparing Medicare Advantage Plans?

We can help you find a Medicare Advantage Plan based on what’s important to you. Answer a few quick questions about your preferences related to HMOs, PPOs, and your plan needs, and we’ll provide a recommendation on the Medicare plans that match you best. Then you can compare those plans based on benefits, costs, quality, prescription drug coverage, and doctors.

Ready To Shop?

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Your plan options may vary by region or county.

Choose 2024 if shopping for coverage beginning January 1, 2024.

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Have questions? Talk to a licensed agent:

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Stay healthy with a no-cost SilverSneakers®️ fitness membership.

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Anthem Blue Cross and Blue Shield is a Medicare Advantage plan with a Medicare contract. Anthem Blue Cross and Blue Shield is a D-SNP plan with a Medicare contract and a contract with the state Medicaid program. Enrollment in Anthem Blue Cross and Blue Shield depends on contract renewal.

Out-of-network/non-contracted providers are under no obligation to treat Medicare Advantage Plan members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.

Legal Disclosure

Not connected with or endorsed by the U.S. Government or the federal Medicare program.

The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent or insurance company.

This policy has exclusions, limitations, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, please contact your agent or the health plan.

Attention: If you speak any language other than English, language assistance services, free of charge, are available to you. Call our Customer Service number, (TTY: 711).

ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame a nuestro número de Servicio de Atención al Cliente (TTY: 711).

注意：如果您使用非英語的其他語言，您可以免費獲得語言援助服務。請致電聯絡客戶服務部（聽語障用戶請致電：711）。